Alaska Medicare Plans in 2022

Medicare in Alaska details

The Centers for Medicare & Medicaid Services (CMS) reported the following information on Medicare trends in Alaska for the 2022 plan year:

  • A total of 108,032 residents of Alaska are enrolled in Medicare.
  • There are two Medicare Advantage plans available in Alaska for 2022.
  • There are 11 different Medigap plans offered in Alaska for 2022.

Medicare options in Alaska

Original Medicare

Part A and Part B together are known as original Medicare.

Part A covers:

  • inpatient hospital care
  • some skilled nursing facilities
  • some home healthcare
  • hospice care

Part B covers:

  • outpatient care (doctors’ visits)
  • preventive care and screenings
  • imaging and laboratory tests
  • durable medical equipment
Medicare Advantage in Alaska

Part C (Medicare Advantage) plans, where available, are sold through private insurance companies that contract with Medicare.

They offer everything covered under parts A and B in a single policy. Some plans also include Part D (prescription drug) coverage, along with other benefits not covered under original Medicare, such as dental, vision, hearing, and other services.

In 2022, there are two Medicare Advantage plans sold in Alaska. It’s important to review the Medicare website prior to enrollment periods, so you’ll know if any Medicare Advantage options have been added in Alaska.

You can use the Medicare plan finder tool and enter your ZIP code to see if any Advantage plans have become available in your area.

Medicare supplement plans in Alaska

Medicare supplement insurance (Medigap), from private insurance carriers, helps pay for things like copays and coinsurance if you’re on original Medicare. Medigap can’t be combined with Medicare Advantage plans.

Original Medicare doesn’t have an out-of-pocket limit each year, so you’ll pay:

  • a Part A deductible each time you’re admitted to a hospital
  • an annual Part B deductible
  • coinsurance on Part B care for the entire year

Many companies offer Medigap plans in Alaska. In 2022, some of the companies offering Medigap plans throughout the state include:

  • AARP – UnitedHealthcare
  • Humana
    • Moda
  • Mutual of Omaha
  • Premera BlueCross BlueShield of Alaska
  • State Farm
    • USAA

Coverage and premiums vary for supplemental plans, so review plan documents carefully to get what you need.

Medicare enrollment in Alaska

Tips for enrolling in Medicare in Alaska

Sometimes Medicare can be confusing, so before you enroll it’s important to check the coverage and make sure you’re getting what you need.

It’s important to know:

  • when your initial enrollment period will be
  • whether Medicare Advantage plans are available in your area
  • if you want a Medigap policy to help with costs
  • whether you need to get a Part D plan

Alaska Medicare resources

Medicare Alaska resources are available to help you if you have questions about enrollment, plans, and coverage. Here’s a list:

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